How does it work

That was a mouthful. Still have questions?

Here are some common ones :

We are a results first debt resolution company meaning you do not pay us any fees until we have settled at least one of your accounts, you have accepted this settlement, and made at least one payment towards that settlement. Our fee is roughly 15 – 25% of your debt amount based on factors such as your income, types of debts, status of accounts, and state in which you reside.

On average 50% of your principal balance plus thousands more in interest. All creditors are different, and we must take into consideration factors like your income, ability to save, status of your accounts and types of creditors.

The day you sign up you will immediately start saving money. On average clients will see their first settlement from our third party law firm in about 6-9 months but this depends on factors such as your ability to save and current account balances.

We accept everything except:

Child support, IRS debt, federal student loans, and property liens

No , a debt relief company should never charge you a fee until you see results. If a debt relief company is trying to collect a fee before showing results that is in violation of the FTC TSR rule and the company should be avoided.
The fee for debt relief programs can range from 15% – 27% of the enrolled debt amount based on factors such as your state, age, income type, and balances on your accounts
On average you can save anywhere from 50% – 70% of your estimated principal debt balances. Not to mention thousands more in interest.
The average client receives their first settlement offer within 4-6 months after enrollment, but this varies based on monthly payment, types of accounts and balances on the accounts at the point of enrollment.
All unsecured debts are acceptable for debt relief programs.
Generally there is a temporary impact to the credit score when enrolling in a debt relief program
You will either get a settlement on your account for about 50% of the principal balance or you can get approved for a debt consolidation loan to pay off your accounts at the new negotiated rates
We provide clients with debt resolution programs or debt consolidation loans through our third party companies and law firms that save clients thousands of dollars in principal balance on their high interest rate credit card debt
You are provided with a lower monthly payment and fixed term. You make payments into a trust account while attorneys and experienced negotiators work with your creditors to establish pay back terms that work with your budget. Once a settlement is reached the money from your trust account is sent to the creditor at the new negotiated rate.
You are provided with a lower monthly payment and fixed term. You make payments into a trust account while attorneys and experienced negotiators work with your creditors to establish pay back terms that work with your budget. Once a settlement is reached the money from your trust account is sent to the creditor at the new negotiated rate.
You are provided with a lower monthly payment and fixed term. You make payments into a trust account while attorneys and experienced negotiators work with your creditors to establish pay back terms that work with your budget. Once a settlement is reached the money from your trust account is sent to the creditor at the new negotiated rate.
You are provided with a debt consolidation loan to pay off your debt and then you just have one monthly payment at a lower interest rate.
Best Egg, Lending Club, OneMain, Lending Tree, Upstart and many more
Complete a budget analysis and debt relief consultation with a certified debt relief specialist. Select your payment amount and date based upon your enrolled debt amount. Then simply save, settle, and live debt free.
Complete a budget analysis and debt relief consultation with a certified debt relief specialist. Select your payment amount and date based upon your enrolled debt amount. Then simply save, settle, and live debt free.

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